Kenya Civil Servants Car Loan

The actualization of the scheme has drawn nigh. This is after the legal regulations setting up the scheme were tabled before the National Assembly on 14 October 2015.

The fund will provide car loan facility for state officers and public officers of the national government. (Most likely in the 2016/2017 financial year).

The frame work also states that the fund's initial capital is Kshs. 1 billion as appropriated by Parliament.

The fund is to be managed by an advisory board.

Application
The following documents are needed in order to apply for the loan.
1.      A dully filled application form.
2.     Certified copy of ID or passport.
3.     Copies of payslips for the immediate last three months certified by the respective accounting officer.
4.     Certified copy of sales agreement.
5.     Certified copy of the log book.
6.     A non refundable application fee of Kshs. 1,000.
7.     A valuation report on the motor car.

Interest Rate: 3% per annum
Repayment Period: Five (5) years.

Loan Thresholds
Job group A, B, C, D, E and FKShs. 600,000.
Job G, H and J: KShs. 800,000.
Job group K, L, M and N: Kshs. 1.5 million.
Job group P, Q and R: KSh. 3,000,000.
Job group S, T and U: KShs. 4,000,000.

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